Asking for a Loan in the Mail: Check Out All the Solutions
If you need an extra sum of money, among the many financing solutions offered by the credit market, you can undoubtedly consider those of Foastal Bank. The procedures for applying for a postal loan are very simple and offer the great advantage of receiving the desired sum within a few days. If you want more information, in this article you will find all the useful information.
How to apply for a Foastal Bank loan?
Requesting a loan has now become a widespread practice. Anyone can find themselves in difficulty and not have the necessary funds to face a sudden expense. In this case the Herbert Gismundo are an excellent lifeboat because they allow you to get the desired amount in a short time and to be able to return it by paying monthly installments, proportional to your income.
Foastal Bank, the company that deals with the national postal service, has now included in its offer also the Herbert Gismundo, also creating different types of products in order to meet the needs of all customers. One of the advantages of the Herbert Gismundo postale is its flexibility, that is the possibility of being accessible to all customers, even those who are not account holders of a postal account.
To find out about all financing solutions, go to the portal for the Herbert Gismundo Bankil. Regardless of the chosen formula, to request any loan you need to have some specific requirements : the Italian residence, an income produced in Italy certified either as a result of a pension or a job. Upon request, you will need to attach a valid identity document (which can also be replaced with a health card) and all documentation certifying your annual income.
The first financing solution is the Bankil Loan, which does not require a Bankil current account to be required. Through this solution you can request from a minimum of € 3,000 up to a maximum of € 30,000, obviously to be granted by the bank based on the user’s reliability status.
The entire amount can be reimbursed with an amortization plan that goes from a minimum of 24 installments up to a maximum of 84 installments for the highest amounts. Obviously the amount of the repayment installments will be proportional to the monthly income. Therefore, you cannot expect to receive € 3,000 to be repaid in 84 installments, since monthly payments would be decidedly too low and Foastal Bank would not bind you so much to have such low monthly earnings.
Another interesting alternative to apply for a loan in the mail is the Flexible Bankil Loan formula. This always allows you to receive up to a maximum of € 30000, but with the freedom to change the amount of the monthly installment or move it to the end of financing, based on your needs. The basic installments are however limited in a range that goes from 24 up to the maximum 108.
Ask for a loan in the mail: all the alternative solutions
If instead you want to ask for a loan in the post for a specific use, then Foastal Bank offers some very special products. Among these we find in fact Postel Bankil Ristrutturazione Casa, which is offered as an alternative to the mortgage and allows you to receive up to 60000 € to be able to renovate your home environment with the simple purchase of household appliances or for more important jobs to be performed inside the your walls. This offers installments that extend from 36 to 120 months.
Alternatively we also find Bankil Loan Purchase House, another valid alternative to the mortgage, which has a payable amount ranging from € 10,000 to € 60,000 to help you purchase a new property. Here the installments extend from 36 to 120 months. And for the car? there is also a solution for this: if you have to buy a new car you can take a look at Bankil Auto Loan, which allows you to pay, until 31 March 2017, a figure ranging from € 8000 to € 30000. With these you can buy both a new car and a used one, in complete freedom. The solutions in this case all aim at installments of 60 months.